Laws and Regulations

Learn more about the laws and regulations of the Alabama State Banking Department.

Applications and How To

Access links to applications and other license information.


Stay aware of the latest news and announcements from the Department.

Frequently Asked Questions

See below for a list of the most common inquiries about the programs, initiatives, and regulations of the Alabama State Banking Department.

What businesses do you regulate?

The Alabama State Banking Department is divided into two bureaus. The Bureau of Banks regulates all state-chartered banks, their bank holding companies, and state-chartered trust companies. The Bureau of Loans regulates lenders such as small loan companies, consumer credit lenders, pawnshops, mortgage brokers, deferred presentment service providers, and mortgage loan originators.

How do I apply for a Bureau of Loans license? How do I charter a bank?

Discover the steps, forms and process involved in chartering a bank here.

The Secretary of State told me that I need a Letter of No Objection from the Banking Department before I can register my name. How do I obtain a Letter of No Objection? Who do I contact about chartering a bank, establishing a branch, or filing a complaint?

Find specific contact information here.

Contact Information

John D. Harrison
401 Adams Avenue, Suite 680
Montgomery, AL 36104
Phone: (334) 242-3452
Contact us 

Get Atlas Updates

Sign up to be notified when new features are added to the Atlas Alabama site.